Florida Statute 720 – “The Homeowners’ Association Act”
Florida Statute 720: What Every Homeowner’s Association Must Follow
Florida Statute 720 regulates homeowners’ associations (HOAs) across the state. If you live in a deed-restricted community with an HOA (rather than a condo), this statute defines how the association must operate, and importantly, how it must treat you, the homeowner.
Important Concepts to Know:
Formation & Governance: Statute 720 outlines how an HOA is legally established, how its board is appointed, and how governing documents must be created and recorded.
Powers & Duties of the Board: The law places specific powers and obligations on HOA boards, such as handling budgets, maintaining common areas, preserving official records, and holding proper meetings.
Member Rights & Protections: Homeowners have rights too, like reviewing records, attending meetings, and understanding the financials behind your community. The statute also prohibits unfair or illegal clauses and outlines how owners can defend their rights.
Enforcement & Liability: When an association fails to act, whether that’s neglecting maintenance, enforcing improper assessments, or violating governing rules, statute 720 provides the enforcement path for homeowners to protect their interests.
Why It Matters for You:
Living in a community governed by an HOA means you’re subject to both your community’s rules and to state law. Statute 720 ensures that associations cannot operate outside the law or neglect their obligations. If you observe mismanagement, unexplained fees, or disregard of maintenance issues, the statute gives you a legal framework to challenge the association or hold it accountable.
Final Note / Call-to-Action:
Whether you’re dealing with an HOA that delays major repairs, refuses to show records, or imposes unlawful rules, statute 720 empowers you. Understanding how it works puts you back in control of your home environment.
Overview
Florida Statute 720 governs homeowners’ associations (HOAs), neighborhoods or communities where property owners are bound by common restrictions. The statute defines how HOAs must operate, how boards are elected, and what rights owners have when disputes arise.
What the Law Covers
HOA Formation: Legal requirements for establishing and registering an HOA.
Board Conduct: Rules for elections, budgets, and proper notice of meetings.
Owner Protections: Access to records, fair treatment, and limits on fines or assessments.
Conflict Resolution: Procedures for mediation and arbitration before filing a lawsuit.
Legal Enforcement: Steps to challenge HOA misconduct or enforce maintenance obligations.
Why It Matters
If your HOA refuses to maintain community areas, improperly fines you, or hides financial records, Statute 720 provides clear remedies. You can use it to demand transparency or file a claim to recover damages or enforce compliance.
FAQ – Florida Statute 720
Q1: What’s the main difference between an HOA and a Condo Association?
A: HOAs usually govern single-family homes or townhouses, while condo associations manage multi-unit properties.
Q2: Can an HOA enter my property without permission?
A: Only under specific conditions outlined in governing documents and Florida law—typically for emergencies or maintenance of shared elements.
Q3: What if my HOA refuses to show financial records?
A: Homeowners can request access under statute 720. Failure to comply may justify legal action.